Complete a Payment: Step-by-Step Guide

Payment Guide

How to Make a Payment in Concord-MyEquiant

Complete your upfront payment quickly and securely through the Concord portal.

~5 minutes

8 easy steps

Secure & encrypted

Welcome to Skylight Lending!

Making your upfront payment is a simple process, and we're here to make sure it's as smooth as possible.

Not sure how to log in yet? Follow the login instructions here before getting started.

Follow these steps

01

Visit the Concord-MyEquiant Website

Open your browser and go to:

https://esp.myaccountinfo.com — Bookmark this page for easy access next time!

02

Choose "Login with Account Number"

On the login page, select "Login with account number" — this is the quickest way to access your account.

Show me where to click

03

Select "Make a Payment" → "Payment"

Once logged in, select "Make a Payment" from the menu, then choose "Payment".

Show me where to click

04

Configure Your Payment Details

On the "Make a Payment" page, click "Make a Payment On: Account" and fill in the following:

Select the Option

Under Transaction Type, choose this option to begin the upfront payment process.

Payment Source

Select how you'd like to make your payment:

One-Time ACH — Deducted from your registered bank account.

One-Time Credit Card — Charged to your credit card.

Auto ACH — Activate automatic payments (if not already active).

Use Previous Account

If you've already registered a bank account, select it from the "Use Previous Account" dropdown. These fields will fill in automatically:

Name on Account

Bank Account Type

Routing Number

Bank Account Number

Haven't registered a bank account yet? You can manually enter the required details in those fields.

05

Enter the Payment Amount

Enter the exact amount you wish to pay in the Payment Amount field.

06

Select the Payment Date

Choose the date you'd like the payment to be deducted from your account. This is when the amount will be processed, so pick a date that works best for you.

Make sure to choose a date when funds are available in your account to avoid any processing issues.

Please note: Once submitted, payments can take up to 48 hours to be posted and reflected in your account.

07

Select the Payment Type

Choose the type of payment you want to complete:

Regular Payment

Applied toward your monthly installment, covering interest and principal as scheduled.

Principal Balance Reduction Payment

Goes directly toward reducing your principal balance balance — helping you pay off faster and potentially reduce interest over time.

Show me an example

08

Click "Submit" to Confirm Your Payment

Click the "Submit" button to confirm. You'll be taken to a confirmation screen where you can validate your payment details and send yourself an email confirmation.

Show me the confirmation screen

Payment submitted!

Your payment has been submitted successfully. Check your email for a confirmation receipt from Concord-MyEquiant.

Still need help?

We're here for you

If you need assistance or prefer to speak with someone directly, contact us at [phone] or submit a support request. Our friendly Account Services Team is here to help!

Contact Borrower Support

[phone]
[e-mail]
Mon–Fri 8AM–5PM CST